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Financial services - Life & Investments


Ruan’s services:

BUSINESS ASSURANCE

Buy n sell agreements

  • Two or more partners
  • Succession planning

Keyman insurance

  • Directors
  • Key individuals

Preferred compensation

  • Valued skilled members
  • Sales force with client relationships

Group risk funds

  • Life cover, funeral, disability and dread disease.

Pension and Provident fund

  • Structuring
  • Market costing reviews
  • Financial wellness seminars
  • Workshops and information sessions.

Directors loan account protection

  • Company debt cover

PERSONAL RISK PORTFOLIO

Life cover

  • Lifestyle income protection for families and financial dependants.
  • Debt protection – loans and bond cover.
  • Estate fees – Estate Duty, Executors fees, Capital Gain Tax and Conveyancing fees.

Disability protection

  • Income protection – occupational or general
  • Debt protection – loans and bond cover
  • Impairments and loss of limbs

Dread Disease

  • Critical illness cover – heart attacks, Cancer, stokes etc.
  • Comprehensive and multiple pay-outs

RETIREMENT

Pre – Retirement Planning:

  • Retirement annuities
  • Pension funds
  • Provident funds

Post Retirement Planning:

  • Living annuities
  • Life annuities
  • Alternative income streams

INVESTMENTS

Unit trusts
  • Local portfolio’s
  • Short, medium and long term planning
  • Offshore feeder funds

Tax free savings account

  • Tax efficiency

Offshore portfolio’s

  • Discretionary
  • Retirement
  • Dollar, Euro and Pounds
  • Guernsey, Isle of Man etc.

Education planning

  • Pre, middle and high school.
  • Tertiary

Endowments

  • Tax planning and structuring

Asset and liability consulting

LAST WILL AND TESTAMENT

Regardt Nelson

Read more.

TRUST AND COMPANY STRUCTURE

Taxation, payroll and financial director services.

Read more.

MEDICAL AID

Individual

Financial Advisory Services

Our Service Partners in Financial services – life and investments, is Ruan Meyer representing the Hereford Group. Ruan serves Business Owners, retiree’s, investors and retrenched individuals in the Western Cape, assisting them to make astute decisions regarding Investments and Retirement planning.

By providing bespoke financial advice, developing quality relationships and a genuine empathy for his clients, Ruan helps individuals and companies to fulfil their goals and aspirations. He implements financial solutions for his clients through selfless dedication to them and their families.

Included within these are a full range of services including but not limited to:

  • Administration services
  • Group risk
  • Retirement fund investment
  • Retirement fund portfolio assistance
  • Retirement fund withdrawal counselling
  • General financial planning services
  • Asset and Liability consulting
  • Actuarial consulting services
  • Member net replacement analysis

My Value proposition.
  • As your business grows, legislation and your needs will change over the years. It is essential to review your business assurance planning in tandem with these changes. I do this by concentrating on your key priorities through understanding you, your family and your business. We then devise an effective strategy, right for you, cost effective and flexible enough to cater for your specific needs.

 

  • I allow clients to make confident and trusted decisions to create certainty in a volatile and politically influenced market.

 

  • With expert investment advice and countless man hours of analysis from our research teams, I make your hard earned money work hard for you.

 

  • I structure business reserves in short term accessible funds to save tax and outperform other cash vehicles like money market and call accounts.

 

  • I evaluate and scrutinize current retirement savings to measure a tax efficient portfolio that will allow clients to meet their retirement goals and incomes.

 

I preserve wealth through preservation of pension funds that attract no tax and continue to invest your retirement funds with the highest growth potential.

Why trust your future to me?

Apart from all the sound business value propositions I espouse on my financial solutions pages, I believe I have already proven my worth to many loyal and satisfied customers.

 

  • My core values include honour, accountability and treating every customer fairly and honestly – as I would my own family members

 

  • I constantly study and keep my finger on the pulse of economics, financial management and Investment. I’m continually reading literature to further myself and remain at the cutting edge of my industry

 

  • I am also acutely aware of the need for successful individuals to possess social networking skills as well as social capital. I am actively working at improving myself in this regard as a proud member of the world’s largest networking organisation – BNI.

 

  • Most importantly, I have a long term outlook on my practice. I might not be able to assist a client right now, but I will do my best to advise them, even if they are unable to pay for my services. I never lose faith in one’s potential, or who they may be able to refer me to in years to come.

 

Something about Ruan Meyer – The Person.

 

I find a balance in my life by spending evenings with family, friends and loved ones. I have a diverse set of interests, spanning from all things in business, to outdoor sporting activities. I like to keep fit by jogging, playing golf and hiking. I love interacting with people and networking, to create strong, meaningful and sustainable relationships. I look forward to connecting with you!

Comprehensive solutions through competent Service Partners.

Ruan Meyer

Advisor
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